Car Hosting Insurance: What Hosts Are Responsible For
Insurance is one of the most important things to understand before you host. On Belo Rentals, hosts maintain their own insurance and are responsible for claims. Belo Rentals does not provide host insurance or physical-damage protection. Before you list, confirm with your own insurer that your policy permits rental/marketplace use — this protects you and keeps your listing compliant.
You carry the coverage
You maintain your own valid auto insurance for your vehicle at all times.
Confirm rental use
Ask your insurer, in writing, whether your policy permits rental or marketplace use.
You handle claims
On self-managed listings, you're responsible for filing and managing any claims.
What Belo Rentals does and does not provide
Belo provides the marketplace, e-signed rental agreements, and payment processing. Belo Rentals does not provide host insurance, physical-damage protection, or claim coverage. Nothing on this site should be read as an insurance product or a promise that you are fully protected.
How to protect yourself
Talk to a licensed insurance agent about coverage that permits rental/marketplace use, document your vehicle with pre- and post-trip photos, and keep records of every trip. These steps help if a dispute or claim ever arises.
Hosts maintain their own insurance and are responsible for claims. Belo Rentals does not provide host insurance or physical-damage protection.
Frequently asked questions
Related host guides
What Insurance Massachusetts Car Hosts Need
What to confirm with your insurer before listing — because on Belo, insurance and claims are the host's responsibility.
Read guideHow to Handle Damage & Claims as a Host
A calm, documented process for when a car comes back damaged — because claims are the host's responsibility.
Read guideBuilding a Claim Documentation Kit
The hosts who resolve disputes fastest are the ones with records. Here's a simple system.
Read guideExplore hosting with Belo Rentals
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